Question 1

Is Zapable a good Ko-fi alternative?

Accepted Answer

Absolutely. Zapable is built for creators who want to maximize their earnings and get paid instantly. While Ko-fi charges no platform fee, you still lose 2.9% + $0.30 per transaction to PayPal or Stripe processing. Zapable charges 0% platform fees with only ~1% Lightning Network routing fees, meaning you keep more of every sale—especially on smaller transactions like tips where fixed fees hit hardest.

Question 2

How do payment options compare?

Accepted Answer

Ko-fi supports PayPal and Stripe (credit/debit cards), which means your payments are subject to processing fees, chargebacks, and multi-day settlement times. Zapable supports Bitcoin Lightning payments that settle instantly with near-zero fees, plus traditional card payments through Stripe. This gives your supporters more ways to pay while you benefit from faster, cheaper transactions.

Question 3

Ko-fi is free too—why switch?

Accepted Answer

While Ko-fi's 0% platform fee sounds great, you're still paying PayPal/Stripe processing fees of 2.9% + $0.30 on every transaction. On a $5 tip, that's $0.45—a 9% cut. Zapable's Lightning payments cost roughly 1% with no fixed per-transaction fee, so small payments keep more value. Plus you get instant payouts instead of waiting days, and zero chargeback risk on Bitcoin payments.

Question 4

Can I sell digital products on both?

Accepted Answer

Ko-fi offers basic digital product sales, but it's primarily designed as a tipping and donation platform. Product features are limited compared to a dedicated marketplace. Zapable is built from the ground up as a full digital marketplace—supporting digital downloads, various file types, product pages, and creator storefronts with robust tools for managing and selling your digital creations.

Question 5

What about Ko-fi's tip jar and donations features?

Accepted Answer

Ko-fi's tip jar is popular for one-time support, but every tip loses money to processing fees—especially painful on small amounts. Zapable supports Bitcoin Lightning payments where even a $1 tip costs just a fraction of a cent in network fees. Your supporters can zap you sats instantly from anywhere in the world, with no minimums, no holds, and no middlemen taking a cut.

Feature	Ko-fi	Zapable
Payment Methods	PayPal / Stripe	Bitcoin + Cards
Processing Fees	2.9% + $0.30	~1% network
Payout Speed	1-5 Days	Instant
Chargebacks	Standard Risk	Zero Risk (Lightning)
Product Types	Limited Digital Products	Full Digital Marketplace
Bitcoin Support	None	Native Lightning

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Feature Comparison

Why Creators Choose Zapable Over Ko-fi

Instant Payouts, Not Days

Keep More on Small Tips

Sell Globally, No Barriers

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