Stop Paying the 10% Fiat Tax.
The Bitcoin-Native Alternative to Gumroad.
Instant payouts via Lightning. Global access. Zero chargebacks. Keep your money.
Start Selling for FreeSee How Much You'll Save
Gumroad
10% + 2.9% + $0.30/tx
-$144 in fees
Zapable Free
~1% network fee only
+$134 more vs Gumroad
Zapable Pro
$15/mo + ~1% network
+$119 more vs Gumroad
Switch to Zapable and save up to $134 per month
Feature Comparison
| Feature | Gumroad | Zapable |
|---|---|---|
| Payout Speed | 7-14 Days | Instant (Lightning) |
| Currency | Fiat Only | Bitcoin + Fiat |
| Platform Fees | 10% Flat | 0% (Free Tier) |
| Chargebacks | High Risk | Zero Risk (Lightning) |
| KYC Required | Full Verification | Minimal |
| Global Access | Limited Regions | Worldwide |
Why Creators Are Migrating to Zapable
Real-Time Settlement
Stop waiting 7-14 days for your money. Lightning Network payments settle in seconds, not weeks. When a customer buys, you get paid instantly—no middlemen, no delays, no holds on your funds.
True Ownership
No risk of de-platforming or frozen accounts. Your Lightning wallet is yours—no bank or payment processor can shut you down. Maintain full sovereignty over your creator business and earnings.
Global Reach
Sell to anyone, anywhere. Bitcoin doesn't care about borders. Reach the 2 billion unbanked people who can't use traditional payment systems. Accept payments from customers worldwide without geographic restrictions.
Gumroad vs Zapable: what's actually different
Gumroad pioneered simple digital selling, and its flat 10% fee (introduced when it dropped tiered pricing in 2023) is easy to understand — but on a $50 sale that's $5 gone before payment processing, and it doesn't shrink as you grow. Payouts run on a weekly schedule through PayPal or Stripe, so your money can sit for 7–14 days (longer for new accounts), and card chargebacks land on you with a dispute fee attached. Gumroad's built-in Discover marketplace can send buyers your way, but it also means competing on a platform that controls your reach and can change terms overnight — as creators learned when PayPal pulled support in October 2024.
Zapable keeps the simple-storefront idea but removes the cut and the wait: there's no platform fee to start, Lightning payments settle in seconds straight to a wallet you control, and Bitcoin sales can't be charged back. You trade Gumroad's larger existing audience for lower costs, instant settlement, and earnings no processor can freeze.
Frequently Asked Questions
Yes! Zapable is designed specifically for creators who want to escape high platform fees and slow payouts. While Gumroad takes 10% of every sale plus credit card processing fees, Zapable charges 0% platform fees. You only pay minimal Bitcoin network fees, often a fraction of a cent on Lightning, which means you keep significantly more of your earnings.
Ready to Keep More of Your Earnings?
Join creators who've already made the switch to instant, fee-free payments.